Computer Concept Courses (CCC) Practice Test 2026 - Free Practice Questions and Study Guide

Using a debit card for online purchases is generally considered less secure than using a credit card or alternative payment methods. Credit cards often offer better fraud protection, allowing users to dispute unauthorized charges without immediate impact on their bank accounts. In contrast, a debit card directly accesses funds from a bank account, and in the event of fraud, recovering those funds can be more complex and time-consuming. Therefore, it’s recommended to avoid using debit cards when shopping online, as this provides less protection against potential security breaches or fraud incidents.

In contrast, checking for a secure URL, using a virtual private network (VPN), and reading reviews about the seller are strongly advised practices. A secure URL, indicated by "https," ensures that the connection to the website is encrypted, reducing the risk of data theft. A VPN helps to protect your internet connection, providing privacy and security by masking your IP address and encrypting your online activity. Reading reviews about a seller can give insight into their legitimacy and the experiences of other buyers, helping to minimize the chances of falling victim to scams.